Job Description
Are you a strategic thinker with a passion for financial stability? First Commonwealth Bank is looking for a highly skilled Credit Analyst to join our Pittsburgh team. We are proud to offer a generous sign-on bonus to exceptional candidates ready to drive our credit risk strategy forward.
As a Credit Analyst, you will be the gatekeeper of our financial integrity, evaluating loan applications, assessing risks, and ensuring compliance with regulatory standards. This is an opportunity to work in a prestigious environment where your analytical skills will directly impact business growth.
Key Highlights:
- Sign-On Bonus: Up to $5,000 for qualified candidates.
- Competitive base salary and comprehensive benefits package.
- Work in the heart of Pittsburgh's financial district.
- Opportunities for career advancement and professional certification support.
Responsibilities
- Perform in-depth analysis of borrower financial statements, tax returns, and credit reports to determine creditworthiness.
- Prepare detailed credit memorandums and presentations for Credit Committee reviews.
- Monitor existing loan portfolios to ensure compliance with covenants and risk management protocols.
- Conduct financial modeling and ratio analysis to support underwriting decisions for commercial and consumer loans.
- Collaborate with loan officers and relationship managers to structure financing solutions.
- Identify emerging risks in the market and recommend adjustments to credit policies.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum of 2-4 years of experience in credit analysis, banking, or financial services.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables, Macros) and financial software.
- Deep understanding of banking regulations, lending standards, and compliance requirements.
- Excellent analytical, problem-solving, and decision-making abilities.
- Strong written and verbal communication skills with the ability to present complex data clearly.