Job Description
Join Baltimore Financial Solutions and enjoy the stability of weekly pay while advancing your career in finance! We're seeking a meticulous Credit Analyst to evaluate creditworthiness and support our lending operations. This full-time role offers competitive compensation, comprehensive benefits, and the unique advantage of receiving your salary every week. If you thrive in detail-driven environments and want to make an immediate impact on our clients' financial health, apply today!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit evaluations and recommend loan approval terms
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with lending teams to structure optimal financing solutions
- Document credit analysis findings in detailed reports for internal stakeholders
- Stay current on industry regulations and credit policy updates
- Support process improvements in credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of credit scoring methodologies and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Effective written and verbal communication abilities
- Experience with credit reporting platforms (e.g., Moody's, S&P Global)
- Professional certification (CFA, CMA) preferred