Job Description
Urgent Hiring: Immediate Start Available!
We are seeking a highly analytical and detail-oriented Credit Analyst to join our dynamic finance team in San Antonio, TX. If you are looking for a role where you can make an immediate impact and start your career journey tomorrow, this is the opportunity for you.
In this pivotal role, you will evaluate the creditworthiness of clients, assess financial risks, and support our lending decisions with data-driven insights. You will work closely with senior analysts to ensure our portfolio remains robust and compliant with industry regulations.
Responsibilities
- Review and analyze financial statements, tax returns, and credit applications to determine creditworthiness.
- Assess borrower risk using internal models and industry benchmarks.
- Prepare comprehensive credit memos and recommendations for loan approval.
- Monitor existing loan portfolios to identify early warning signs of default.
- Collaborate with loan officers to structure credit facilities that meet client needs.
- Stay updated on changes in banking regulations and credit industry trends.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 1-3 years of experience in credit analysis, commercial banking, or financial analysis.
- Proficiency in Microsoft Excel (advanced functions such as VLOOKUP, Pivot Tables) and credit analysis software.
- Strong understanding of financial ratios, cash flow analysis, and risk assessment principles.
- Excellent written and verbal communication skills.