Job Description
Join our dynamic finance team and start your career as a Credit Analyst tomorrow! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and ensure compliance with lending policies. Enjoy competitive benefits, flexible work arrangements, and opportunities for rapid career growth in Santa Ana's thriving business district.
Responsibilities
- Analyze financial statements and creditworthiness of applicants
- Prepare detailed credit reports and risk assessments
- Monitor existing portfolios for potential delinquencies
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with federal and state regulations
- Recommend credit limits and terms based on risk analysis
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling
- Strong understanding of FICO scoring and credit reports
- Certified Credit Professional (CCP) designation preferred
- Excellent analytical and problem-solving skills
- Ability to thrive in fast-paced, deadline-driven environment