Job Description
Join our award-winning finance team as a Credit Analyst in Plano, TX! We're offering a competitive salary plus a $5,000 sign-on bonus for qualified candidates who start before December 31st. As a key member of our commercial lending division, you'll evaluate creditworthiness, analyze financial statements, and support strategic decision-making. Enjoy our modern downtown office, comprehensive benefits package, and career advancement opportunities in one of Texas' fastest-growing economic hubs.
Responsibilities
- Analyze financial statements, cash flows, and credit risk for commercial clients
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure complex financing solutions
- Stay current on industry regulations and economic trends affecting credit markets
- Maintain accurate documentation in compliance with federal banking regulations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Credit Analyst (CMA) or Chartered Financial Analyst (CFA) designation preferred
- Exceptional analytical and problem-solving skills
- Ability to manage multiple deadlines in a fast-paced environment