Job Description
Are you a detail-oriented financial professional looking to make an impact? Apex Financial Solutions is urgently hiring a Credit Analyst to join our growing team in Phoenix, Arizona. We offer a competitive salary, comprehensive benefits, and a collaborative work environment where your analytical skills are valued.
In this role, you will play a critical role in assessing risk, maintaining healthy credit portfolios, and providing strategic insights to drive business growth.
Responsibilities
- Conduct Comprehensive Risk Assessments: Analyze financial statements, credit reports, and collateral to evaluate the creditworthiness of new and existing clients.
- Monitor Credit Exposure: Continuously track account performance, identify early warning signs of delinquency, and recommend appropriate credit limit adjustments.
- Prepare Detailed Reports: Generate accurate credit memos and presentations for the credit committee and senior management.
- Collaborate with Sales: Work closely with the sales team to structure deals that balance risk with revenue opportunities.
- Manage Portfolios: Review and update customer credit files to ensure all documentation is current and compliant with internal policies.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field required.
- Experience: Minimum of 2-3 years of experience in credit analysis or financial risk management.
- Technical Skills: Proficiency in Microsoft Excel (advanced functions), SAP, or other credit management software is highly preferred.
- Analytical Mindset: Strong ability to interpret complex financial data and make sound judgments under pressure.
- Attention to Detail: Exceptional accuracy in data entry, reporting, and documentation.