Job Description
Join our dynamic finance team as a Credit Analyst with comprehensive paid training! First National Bank of Toledo is seeking motivated individuals to launch their careers in commercial lending through our industry-leading training program. You'll master financial statement analysis, risk assessment, and credit underwriting while earning a competitive salary. This full-time position offers mentorship from senior analysts, professional development opportunities, and a clear path to advancement. If you're detail-oriented, analytical, and passionate about finance, apply today to build your future in banking!
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of commercial borrowers
- Prepare comprehensive credit memos and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on industry regulations and banking compliance standards
- Participate in ongoing training to enhance financial analysis skills
Qualifications
- Associate's degree in Finance, Accounting, Business, or related field
- Strong aptitude for financial data analysis and problem-solving
- Excellent written and verbal communication skills
- Proficiency in Microsoft Excel and financial software
- Ability to manage deadlines in a fast-paced environment
- Basic understanding of credit principles (training provided)
- U.S. work authorization and clean background check