Job Description
Join the Team at Apex Financial Solutions
Apex Financial Solutions is a leading provider of flexible financing solutions, and we are currently seeking a highly skilled Credit Analyst to join our dynamic team in Arlington, Texas.
In this pivotal role, you will be responsible for evaluating the creditworthiness of potential clients, analyzing financial data, and making data-driven decisions that support our growth objectives. We pride ourselves on a culture of transparency and innovation, and we are looking for someone who thrives in a fast-paced environment.
What We Offer:
- Equipment Provided: We provide all necessary hardware and devices to ensure you work efficiently from day one.
- Competitive salary and performance-based bonuses.
- Comprehensive health, dental, and vision insurance.
- Generous paid time off and retirement plans.
If you are ready to take your career to the next level, we want to hear from you.
Responsibilities
- Conduct thorough analysis of financial statements, tax returns, and credit reports to assess borrower risk.
- Prepare and present detailed credit memos and risk assessments to the credit committee.
- Monitor the performance of existing credit accounts and identify early warning signs of delinquency.
- Collaborate with the sales and underwriting teams to structure deals that align with company risk policies.
- Utilize financial modeling tools to forecast repayment capacity and cash flow scenarios.
- Ensure compliance with all internal policies, regulatory requirements, and industry standards.
- Maintain accurate and up-to-date records in the credit management system.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 2+ years of experience in credit analysis, commercial lending, or financial risk management.
- Strong proficiency in Microsoft Office Suite, particularly Excel (pivot tables, vlookups) and financial software.
- Excellent analytical skills with a keen eye for detail and accuracy.
- Strong verbal and written communication skills for presenting complex data clearly.
- Ability to work independently and manage multiple priorities in a deadline-driven environment.