Job Description
We are looking for a highly analytical Credit Analyst to join our team in Buffalo, NY. This is an Immediate Hire opportunity for a detail-oriented professional to assess financial risks and ensure the integrity of our lending portfolio. You will work closely with the underwriting team to make data-driven credit decisions.
Key Highlights:
• Competitive salary and comprehensive benefits package.
• Collaborative and professional work environment.
• Opportunity for career growth within a stable organization.
Responsibilities
- Analyze financial statements, credit reports, and business trends to assess borrower risk.
- Evaluate credit applications and determine appropriate credit limits, terms, and conditions.
- Monitor existing accounts for early signs of delinquency and recommend mitigation strategies.
- Prepare detailed credit memos and risk assessments for management review.
- Ensure all credit files and documentation are complete and compliant with internal policies.
- Collaborate with sales and operations teams to resolve credit-related issues.
Qualifications
- Bachelor’s degree in Finance, Accounting, or a related field.
- Minimum of 2-3 years of experience in credit analysis or financial underwriting.
- Strong proficiency in Microsoft Office Suite, specifically Excel.
- Excellent analytical, problem-solving, and organizational skills.
- Strong verbal and written communication abilities.