Job Description
Are you a detail-oriented financial professional looking for a role that offers true flexibility?
Coastal Financial Partners is seeking a Credit Analyst to join our dynamic team in Corpus Christi, TX. In this role, you will play a critical role in assessing the creditworthiness of clients and managing financial risk. We pride ourselves on a culture that values work-life balance, offering flexible working hours tailored to your lifestyle.
Whether you are an experienced analyst or looking to pivot into finance, this is your chance to work with a supportive team in a high-growth environment.
Responsibilities
- Conduct comprehensive credit analysis and risk assessment for loan applications and credit lines.
- Analyze financial statements, cash flow reports, and collateral values to determine credit limits.
- Monitor account performance and identify early warning signs of financial distress.
- Prepare detailed credit reports and recommendations for lending committees.
- Ensure compliance with all regulatory requirements and internal policies.
- Maintain accurate and up-to-date records in the credit management system.
- Collaborate with underwriting and sales teams to structure deals that minimize risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, or a related field.
- Previous experience as a Credit Analyst or in financial analysis is preferred.
- Proficiency in Microsoft Office Suite, particularly Excel (pivot tables, VLOOKUP).
- Strong analytical skills with the ability to interpret complex financial data.
- Excellent verbal and written communication skills.
- Ability to work independently and manage time effectively within a flexible schedule.