Job Description
Are you a meticulous financial professional seeking flexibility in your career? Apex Financial Solutions is currently seeking a detail-oriented Credit Analyst (Flexible Hours) to join our growing team in Mesa, AZ. In this role, you will play a pivotal part in our risk management strategy by analyzing financial data and ensuring the integrity of our lending portfolio.
We value work-life balance and offer a dynamic environment where your analytical skills directly impact our business success. If you are looking for a role that offers autonomy and competitive compensation, we want to hear from you.
Why Join Us?
• Flexible work schedule tailored to your needs.
• Competitive hourly rate ($25 - $40/hr).
• Professional development opportunities.
• Supportive and collaborative team culture.
Responsibilities
- Conduct in-depth analysis of financial statements, tax returns, and cash flow data to assess borrower creditworthiness.
- Prepare and maintain comprehensive credit reports and risk assessments for existing and prospective clients.
- Monitor accounts for early warning signs of financial distress and proactively recommend corrective actions.
- Collaborate with underwriting teams to determine appropriate credit limits and terms.
- Ensure compliance with all internal policies and regulatory guidelines regarding credit reporting.
- Utilize financial software and advanced Excel to model various financial scenarios and repayment structures.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum of 2 years of experience in credit analysis or financial risk assessment.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial modeling software.
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong verbal and written communication skills for presenting findings to stakeholders.
- Ability to work independently in a flexible schedule environment.