Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! We're seeking a detail-oriented professional to evaluate creditworthiness and financial risks while enjoying customizable work hours. This hybrid role combines remote and in-office collaboration in our modern Chula Vista headquarters. Enjoy competitive compensation, comprehensive benefits, and a supportive environment that values work-life balance. If you're ready to leverage your analytical skills in a flexible setting, apply today!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess applicant creditworthiness
- Prepare detailed credit risk assessments and recommend approval/decline decisions
- Monitor existing portfolios for risk exposure and recommend mitigation strategies
- Collaborate with sales teams to structure optimal financing solutions
- Maintain compliance with regulatory requirements and internal policies
- Document credit analyses and maintain accurate client records
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (required)
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit scoring models and risk assessment frameworks
- Excellent analytical, communication, and problem-solving abilities
- Professional certification (CFA, CRCM) preferred
- Ability to work independently with minimal supervision
- Proven track record of managing flexible schedules effectively