Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! Financial Solutions Group offers a unique opportunity to balance professional growth with personal lifestyle needs through our adaptable work schedule. You'll be pivotal in evaluating creditworthiness, mitigating financial risks, and supporting our lending decisions while enjoying the freedom to structure your workday around peak productivity hours.
We provide comprehensive training, competitive benefits, and a collaborative environment where your analytical expertise directly impacts our success. If you're seeking a rewarding career path that respects your time and autonomy, this is your moment to excel in Lubbock's thriving financial sector.
Responsibilities
- Analyze financial statements and credit data to assess risk profiles and recommend lending decisions
- Prepare detailed credit reports with clear risk assessments and compliance documentation
- Monitor existing portfolios and proactively identify potential delinquencies or emerging risks
- Collaborate with loan officers to structure optimal credit solutions for diverse clients
- Develop and maintain strong relationships with financial institutions and credit bureaus
- Utilize advanced financial modeling tools to forecast cash flows and repayment capacity
- Stay current with regulatory changes and industry best practices in credit analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience with proven risk assessment skills
- Advanced proficiency in Excel, financial modeling software, and credit analysis tools
- Strong understanding of GAAP, financial ratios, and credit risk frameworks
- Exceptional analytical abilities with attention to detail and accuracy
- Excellent written and verbal communication skills for presenting complex financial data
- Ability to work independently with flexible scheduling while meeting deadlines
- Professional certification (CFA, CRCM) or progress toward preferred