Job Description
Join our dynamic finance team at Horizon Financial Partners as a Credit Analyst with unprecedented flexibility! We're seeking a detail-oriented professional to evaluate creditworthiness and financial risks while enjoying a schedule that adapts to your lifestyle. This hybrid role combines remote work options with in-office collaboration in our modern Louisville headquarters. Our commitment to work-life balance means you'll maintain peak productivity while enjoying time for personal pursuits.
As a key member of our risk assessment division, you'll leverage cutting-edge financial tools to make data-driven decisions that drive our portfolio's success. We provide comprehensive training and career advancement opportunities for motivated analysts. If you're passionate about finance and value flexibility, this is your chance to excel without sacrificing personal commitments.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations for loan approval committees
- Monitor existing credit portfolios for potential risk indicators
- Collaborate with relationship managers to structure optimal financing solutions
- Maintain compliance with regulatory requirements and internal policies
- Document analysis findings using standardized credit evaluation frameworks
- Participate in cross-departmental risk mitigation initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Credit risk assessment certifications (CRCM, CCE) preferred
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Ability to work independently with minimal supervision
- Proficiency with credit scoring models and risk analytics tools