Job Description
Join our dynamic finance team as a Credit Analyst with flexible hours! We're seeking a detail-oriented professional to assess creditworthiness, analyze financial statements, and mitigate risk for our diverse portfolio. Enjoy the perfect work-life balance with adaptable scheduling while making impactful financial decisions in El Paso's growing business landscape.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and consumer clients
- Analyze financial statements, cash flows, and industry trends to evaluate loan applications
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing credit portfolios and identify early warning signs of financial distress
- Collaborate with sales teams to structure optimal financing solutions
- Ensure compliance with internal policies and regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in Excel and financial modeling software
- Excellent analytical skills with attention to detail
- Familiarity with credit scoring models and risk assessment frameworks
- Ability to work independently with flexible scheduling requirements
- Strong communication and interpersonal skills