Job Description
Join our dynamic finance team in Jersey City's thriving financial district as a Credit Analyst. This is your opportunity to make an immediate impact with a start tomorrow position at a leading financial institution. We're seeking analytical professionals who excel at evaluating credit risk and supporting our lending operations. Enjoy competitive compensation, comprehensive benefits, and a fast-paced environment where your expertise drives business decisions.
As a key member of our credit risk division, you'll analyze complex financial statements, assess borrower creditworthiness, and prepare detailed reports that guide strategic lending decisions. Our commitment to professional development ensures continuous growth opportunities in a supportive culture.
Responsibilities
- Analyze financial statements, credit reports, and industry trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessment reports for loan committees
- Monitor existing credit portfolios for compliance and early identification of potential issues
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on regulatory requirements and implement best practices in credit analysis
- Conduct industry research to support credit decisions and market analysis
- Present findings clearly to stakeholders through executive summaries
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience in banking or financial services
- Expert proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit risk frameworks, and lending regulations
- Exceptional analytical skills with attention to detail
- Credit certification (CRCM/CCE) preferred
- Proven ability to manage multiple deadlines in a fast-paced environment
- Excellent written and verbal communication skills