Job Description
Join our dynamic team as a Credit Analyst with flexible scheduling options! At Riverstone Financial Solutions, we empower professionals to achieve work-life balance without compromising on excellence. This hybrid role offers remote flexibility while maintaining in-office collaboration opportunities in our Riverside headquarters. You'll analyze financial data, assess credit risks, and support our growing client portfolio in a supportive environment that values your personal schedule.
We provide comprehensive training, competitive benefits, and a culture of continuous growth. Perfect for self-motivated individuals seeking autonomy in their work schedule while making impactful financial decisions.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual clients
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing portfolios and identify potential risk factors
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Ensure compliance with regulatory requirements and internal policies
- Utilize financial modeling software to forecast repayment scenarios
- Present findings to credit committees and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in financial statement analysis and ratio interpretation
- Experience with credit scoring models and risk assessment frameworks
- Advanced Excel skills and familiarity with credit software (e.g., Moody's Analytics)
- Excellent communication skills with ability to present complex data clearly
- Self-motivated with ability to work independently with flexible hours