Job Description
Join our dynamic finance team as a Credit Analyst and enjoy the stability of weekly pay in Sacramento's thriving business district. We're seeking detail-oriented professionals to evaluate creditworthiness and support strategic lending decisions. This role offers competitive compensation, comprehensive benefits, and career growth opportunities in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and industry trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing portfolios and recommend mitigation strategies for potential delinquencies
- Collaborate with commercial lenders to structure credit solutions aligned with client needs
- Ensure compliance with federal regulations and internal credit policies
- Utilize credit scoring models and financial analysis software for decision support
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling tools
- Credit certification (CRCM, CCE) preferred
- Deep understanding of FICO scoring and credit bureau reporting
- Excellent analytical and communication skills
- Ability to manage multiple deadlines in a fast-paced environment