Job Description
Join our dynamic team at Laredo Financial Group as a Credit Analyst and play a pivotal role in shaping our financial future. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and ensure our portfolio remains robust. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives real impact. Apply today to advance your career in finance while making a difference in the Laredo community.
Responsibilities
- Analyze financial data and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approval decisions
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with lending teams to structure optimal credit solutions
- Stay current on industry regulations and market trends affecting credit practices
- Document credit analysis processes and maintain accurate records
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of financial statements and ratio analysis
- Excellent analytical, problem-solving, and decision-making skills
- Ability to communicate complex financial information clearly
- Professional certification (CFA, CRCM) preferred