Job Description
Join our dynamic finance team at Bluegrass Financial Solutions as a Senior Credit Analyst. We provide top-tier equipment including dual monitors, ergonomic workstations, and specialized financial software to empower your success. This role offers career growth in a supportive environment where your expertise directly impacts our lending decisions.
As a key member of our credit department, you'll evaluate loan applications, assess risk profiles, and make data-driven recommendations. Our Lexington office fosters collaboration and innovation, offering competitive benefits including health insurance, retirement plans, and professional development opportunities.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and industrial clients
- Prepare comprehensive credit reports with detailed risk assessments and recommendations
- Monitor existing loan portfolios and identify potential risks or opportunities
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit decisions
- Maintain accurate documentation in our advanced CRM and loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis experience in commercial lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and financial statement interpretation
- Credit certification (CRCM, CCE, or equivalent) preferred
- Excellent analytical skills with attention to detail
- Effective communication skills for presenting complex financial information