Job Description
Join Capital Financial Partners, a leading financial institution in Charlotte's thriving banking sector, and start your career tomorrow! We're seeking a meticulous Credit Analyst to evaluate loan applications and assess financial risks for our diverse client portfolio. Enjoy competitive benefits, professional development opportunities, and a collaborative work environment in the heart of Uptown Charlotte. Apply today to become part of our award-winning team!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit recommendations for loan committees and senior management
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with commercial lenders to structure optimal financing solutions
- Maintain accurate documentation in compliance with federal regulations
- Develop risk mitigation strategies for high-exposure accounts
- Stay updated on industry regulations and economic indicators
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or commercial lending experience
- Proficiency in Excel, financial modeling software, and credit databases
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Understanding of GAAP and banking regulations (e.g., FDIC guidelines)
- Ability to manage multiple deadlines in a fast-paced environment