Job Description
Join our dynamic finance team at Pacific Financial Solutions, where we value work-life balance through flexible scheduling! As a Credit Analyst in sunny San Diego, you'll evaluate creditworthiness and mitigate financial risks while enjoying adjustable hours. We offer competitive compensation, comprehensive benefits, and opportunities for career growth in a collaborative environment.
Responsibilities
- Analyze financial statements and credit data to assess risk exposure
- Prepare detailed credit reports and recommendations for lending decisions
- Monitor existing portfolios and identify potential delinquencies
- Collaborate with cross-functional teams on complex credit structures
- Stay current with industry regulations and market trends
- Present findings to senior management through clear documentation
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Strong understanding of credit risk assessment methodologies
- Excellent analytical and problem-solving abilities
- Exceptional written and verbal communication skills
- Ability to manage deadlines independently with flexible scheduling