Job Description
Join our dynamic team as a Credit Analyst and make an immediate impact on our financial operations. We're seeking a detail-oriented professional to assess creditworthiness, mitigate risks, and support strategic decision-making. With competitive compensation, comprehensive benefits, and a culture of growth, this is your chance to excel in San Antonio's thriving financial sector. Apply today and start your career journey tomorrow!
Responsibilities
- Analyze financial statements and credit data to evaluate applicant risk profiles
- Prepare detailed credit reports and risk assessments for loan approval processes
- Monitor existing portfolios and recommend corrective actions for delinquent accounts
- Collaborate with senior management to establish credit policies and procedures
- Utilize financial modeling tools to forecast payment behaviors and default probabilities
- Document all credit analyses in compliance with regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial software (e.g., Moody's Analytics)
- Strong knowledge of GAAP, credit regulations, and risk management principles
- Exceptional analytical skills with attention to detail
- Effective communication abilities for presenting complex financial data
- Professional certification (CFA, CRCM) preferred