Job Description
Join Albuquerque Financial Group and accelerate your career in finance! We're seeking a meticulous Credit Analyst to evaluate credit risks and drive strategic lending decisions. With our industry-leading compensation package—including a $5,000 sign-on bonus—you'll thrive in a collaborative environment that values analytical excellence.
As a key member of our commercial lending team, you'll leverage financial modeling expertise to assess borrower viability while ensuring regulatory compliance. Our commitment to professional development includes mentorship programs and cutting-edge fintech tools.
Why Albuquerque? Experience New Mexico's vibrant culture, affordable living, and growing tech sector while building your financial future with us.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Stay current on FCA, FDIC, and NMSA lending regulations
- Develop predictive models for default probability analysis
- Present complex financial findings to cross-functional stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 3+ years commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit Risk Management Certification (CRM) or equivalent
- Expert knowledge of GAAP and commercial lending regulations
- Exceptional Excel modeling and data visualization skills
- Proven track record in portfolio risk management
- Strong analytical writing and presentation abilities