Job Description
Join our dynamic finance team as a Credit Analyst in Stockton, CA with the unique advantage of weekly pay! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending operations. This role offers competitive compensation, comprehensive benefits, and the financial flexibility of weekly paychecks. If you're passionate about financial analysis and want to make an immediate impact, apply today!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approvals
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit markets
- Utilize credit scoring models and financial analysis software
- Present findings to credit committees and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Strong proficiency in financial statement analysis and ratio calculations
- Advanced Excel skills and familiarity with credit software (e.g., Moody's Analytics)
- Excellent analytical, communication, and problem-solving abilities
- Certified Credit Professional (CCP) or similar designation preferred
- Knowledge of California lending regulations and compliance standards