Job Description
Join Baltimore Financial Solutions as a Credit Analyst and enjoy weekly pay in the heart of Maryland's financial hub! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending decisions. With competitive compensation, comprehensive benefits, and a collaborative culture, this role offers stability and growth in a thriving market. Apply today to start your career with a company that values your expertise and rewards your contributions promptly!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing portfolios for compliance and identify potential delinquencies
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes and industry best practices
- Utilize credit scoring models and financial analysis tools for decision support
- Present findings clearly through written reports and verbal communications
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling and Excel (VLOOKUP, PivotTables)
- Strong understanding of GAAP and credit risk principles
- Excellent analytical skills with attention to detail
- Effective communication and interpersonal abilities
- Experience with credit scoring software (e.g., Moody's Analytics, FICO)
- Ability to work independently in a fast-paced environment