Job Description
Join Fort Wayne Financial Solutions and enjoy the financial stability of weekly pay while making a real impact in our dynamic finance team! We're seeking a detail-oriented Credit Analyst to evaluate loan applications, assess creditworthiness, and support our lending operations. This role offers competitive compensation, comprehensive benefits, and the unique advantage of weekly paycheck disbursements to help you manage your cash flow more effectively.
As a key member of our commercial lending division, you'll work directly with local businesses and financial institutions to ensure sound credit decisions. Our collaborative environment emphasizes professional growth, with ongoing training in financial analysis tools and regulatory compliance. If you're ready to advance your career in finance with an employer that values both your expertise and financial well-being, apply today!
Responsibilities
- Analyze financial statements, credit reports, and collateral data to assess borrower risk profiles
- Prepare comprehensive credit memoranda with clear risk assessments and recommendations
- Monitor existing loan portfolios for compliance with covenants and early warning signs
- Collaborate with commercial lenders to structure credit facilities aligned with client needs
- Stay current on industry regulations (FICO, GAAP, banking compliance standards)
- Utilize credit scoring models and financial software for risk quantification
- Document credit decisions meticulously and maintain audit-ready files
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field (MBA preferred)
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel, financial modeling, and credit analysis software
- Strong understanding of financial statement analysis and cash flow projection
- FCRA/FDIC compliance knowledge and regulatory documentation expertise
- Excellent written communication skills for credit memos and client correspondence
- Ability to manage deadlines in a fast-paced lending environment
- Professional certification (CRCM, CMB) a plus