Job Description
Join our dynamic finance team at Horizon Financial Group as we expand our credit operations in Lincoln! We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications, assess financial risks, and contribute to our growth strategy. This urgent opening offers competitive compensation, comprehensive benefits, and opportunities for professional development in a collaborative environment.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual clients
- Prepare detailed credit reports and risk assessment documentation
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing portfolios for compliance and early risk identification
- Stay updated on industry regulations and economic trends affecting credit markets
- Present complex financial data clearly to stakeholders and decision-makers
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Credit Risk Management (CRM) or equivalent certification
- Strong analytical and decision-making abilities
- Excellent written and verbal communication skills
- Experience with lending software (e.g., Ellie Mae, Encompass)