Job Description
Join our dynamic finance team in Stockton, CA! We're urgently seeking a detail-oriented Credit Analyst to drive our risk assessment and lending strategies. This is your chance to make an immediate impact in a growing financial services firm with competitive benefits and career advancement opportunities.
As a Credit Analyst, you'll evaluate creditworthiness, analyze financial statements, and support portfolio management. Our ideal candidate thrives in fast-paced environments and brings expertise in risk evaluation. If you're ready to take the next step in your finance career, apply today!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with lending teams to structure optimal credit solutions
- Stay updated on industry regulations and economic trends
- Recommend credit terms and risk mitigation strategies
- Document all credit analysis in compliance with regulatory standards
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Proficiency in Excel and financial modeling software
- Strong knowledge of credit risk frameworks and underwriting principles
- Excellent analytical and problem-solving abilities
- Familiarity with FICO scoring and credit bureau reports
- Ability to work independently and meet tight deadlines
- Strong communication skills for presenting complex findings