Job Description
We're urgently seeking a detail-oriented Credit Analyst to join our dynamic finance team in Richmond, VA. This is a critical role requiring sharp analytical skills and financial acumen to drive our lending decisions forward. If you thrive in fast-paced environments and have a passion for financial risk management, apply today to become part of our growth story!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit recommendations with clear risk/mitigation strategies
- Monitor existing loan portfolios for early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit terms
- Ensure compliance with federal lending regulations and internal policies
- Stay current on industry trends affecting credit risk landscapes
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 3+ years of commercial credit analysis experience
- Expertise in financial modeling and ratio analysis
- Proficiency with Excel, SQL, and credit software (e.g., Moody's Analytics)
- Strong understanding of GAAP and credit risk frameworks
- Exceptional communication and presentation skills