Job Description
We're urgently seeking a detail-oriented Credit Analyst to join our dynamic finance team in Toledo, OH. This critical role requires a sharp eye for financial risk assessment and the ability to drive data-driven lending decisions. Join a forward-thinking institution offering competitive compensation, comprehensive benefits, and rapid career growth. Immediate start available for the right candidate!
Responsibilities
- Analyze creditworthiness of commercial and individual applicants through financial statements, cash flow analysis, and industry benchmarking
- Prepare comprehensive credit reports with risk ratings and mitigation strategies
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on regulatory requirements and market trends affecting credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit scoring models, and banking regulations
- Exceptional analytical skills with attention to detail
- Effective communication and presentation abilities