Job Description
Are you a detail-oriented financial professional seeking a challenging role in Baton Rouge, LA? We are looking for a highly skilled Credit Analyst to join our dynamic finance team. This is an urgent hire opportunity, meaning we are looking to fill this position immediately. If you have a strong background in financial analysis and risk management, we want to hear from you.
At RiverBend Financial Solutions, we pride ourselves on integrity, innovation, and excellence in financial services. As a Credit Analyst, you will play a crucial role in evaluating loan applications, assessing credit risks, and ensuring compliance with federal and state regulations. You will work closely with our underwriting team to ensure that every decision is data-driven and sound.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunity for professional growth and career advancement.
- Collaborative and inclusive work environment.
Responsibilities
- Analyze financial statements, tax returns, and credit reports to determine creditworthiness of borrowers.
- Prepare detailed credit memos and recommendations for loan approval or denial.
- Monitor existing accounts for early warning signs of financial distress.
- Ensure strict compliance with lending policies and regulatory standards (e.g., CRA, HMDA).
- Collaborate with the sales team to structure deals and negotiate terms effectively.
- Conduct periodic portfolio reviews and trend analysis to identify risk concentrations.
- Assist in the development and maintenance of credit scoring models.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (required).
- 2+ years of experience in credit analysis, lending, or financial underwriting (preferred).
- Strong proficiency in Microsoft Excel (pivot tables, VLOOKUP) and financial modeling tools.
- Excellent analytical skills with a keen eye for detail and accuracy.
- Understanding of local and federal banking regulations and compliance requirements.
- Strong communication skills, both written and verbal, to present complex data to stakeholders.
- Ability to work in a fast-paced environment and meet tight deadlines.