Job Description
Join our dynamic finance team in Arlington, TX immediately! We're seeking a meticulous Credit Analyst to evaluate financial risks and support our lending operations. This urgent opening offers competitive compensation, comprehensive benefits, and rapid career growth in a thriving financial hub.
As a Credit Analyst, you'll be the cornerstone of our risk assessment strategy, ensuring sound lending decisions while maintaining compliance with industry regulations. Your insights will directly impact our portfolio's health and contribute to our mission of empowering local businesses.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memoranda and risk assessments for loan committee review
- Monitor existing portfolios for early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions
- Ensure adherence to federal regulations (FCRA, ECOA) and internal policies
- Develop and maintain strong relationships with banking partners and vendors
- Stay current on economic indicators affecting credit risk in the Texas market
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Strong understanding of cash flow analysis and ratio interpretation
- Experience with credit scoring models (FICO, internal scoring systems)
- Certification (CRCM, CCE) or willingness to pursue within 12 months
- Exceptional attention to detail and analytical reasoning skills
- Ability to thrive in a fast-paced, deadline-driven environment