Job Description
Join our dynamic finance team in Baton Rouge, LA! Capital Financial Solutions is urgently seeking a detail-oriented Credit Analyst to evaluate loan applications, assess credit risks, and support our growing client portfolio. This is your opportunity to make an immediate impact in a fast-paced environment while advancing your career in commercial lending. We offer competitive compensation, comprehensive benefits, and a collaborative workplace culture focused on professional growth.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on industry regulations and compliance requirements
- Present findings to senior management with clear, data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Knowledge of credit risk assessment frameworks and banking regulations
- Excellent analytical skills with attention to detail
- Ability to communicate complex financial concepts clearly
- Proficiency with credit analysis software (e.g., Moody's Analytics, FICO)