Job Description
Immediate Opportunity for Credit Analyst in Chula Vista, CA! Join our dynamic finance team and make an impact on our growing portfolio. We're seeking a detail-oriented professional to assess credit risks, analyze financial statements, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment. Don't miss this chance to advance your career with an industry leader!
Responsibilities
- Analyze financial statements and credit applications to evaluate risk profiles
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing portfolios for compliance and performance indicators
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and market trends affecting credit decisions
- Document all credit assessments according to internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking or lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit risk assessment methodologies
- Excellent analytical and problem-solving abilities
- Professional certification (CFA, CRCM) preferred
- Exceptional attention to detail and documentation skills