Job Description
Join our dynamic finance team at Apex Financial Partners and kickstart your career tomorrow! We're seeking a detail-oriented Senior Credit Analyst to evaluate creditworthiness and mitigate financial risks. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment in Bakersfield's thriving business district. Apply today and make an immediate impact!
Responsibilities
- Analyze financial statements, credit history, and market trends to assess borrower risk
- Prepare detailed credit reports with actionable recommendations for loan approval
- Monitor existing loan portfolios and identify early warning signs of default
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Present findings to credit committees with clear, data-driven insights
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Expertise in financial ratio analysis and cash flow modeling
- Proficiency with credit scoring systems and underwriting software
- Strong Excel skills with advanced formula knowledge
- Excellent written/verbal communication and presentation skills
- CFP or CFA designation preferred
- Ability to prioritize multiple deadlines in fast-paced environment