Job Description
Join our dynamic finance team as a Senior Credit Analyst and revolutionize how businesses assess financial risk! We're seeking a detail-oriented professional to evaluate creditworthiness, structure loan packages, and drive data-driven decisions—all with the flexibility of remote work. Enjoy competitive benefits, career growth opportunities, and a collaborative culture that values innovation. Relocation assistance available for San Antonio-based candidates.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower risk
- Prepare comprehensive credit reports with actionable recommendations
- Collaborate with cross-functional teams to structure optimal financing solutions
- Monitor existing portfolios and identify early-warning signals
- Develop and maintain risk assessment models using advanced Excel/SQL tools
- Present findings to senior leadership with clear data visualizations
- Stay updated on regulatory changes impacting credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel modeling and financial software (e.g., Moody's Analytics)
- Credit Risk Management certification (CRCM or equivalent)
- Exceptional analytical and interpretive skills for complex datasets
- Strong written/verbal communication with executive stakeholders
- Proven ability to thrive in remote work environments
- Texas S&P/Case-Shiller housing market knowledge preferred