Job Description
Drive Financial Strategy from the Heart of Arizona.
Are you a detail-oriented financial professional looking to make a high-impact impact? Apex Financial Services is seeking a skilled Credit Analyst to join our growing team in Mesa, AZ. We pride ourselves on a modern, data-driven culture that prioritizes accuracy and innovation.
In this role, you will be at the forefront of our lending decisions, utilizing cutting-edge analytics to assess risk and opportunity. Enjoy the flexibility of a remote-friendly work environment while collaborating with industry leaders.
Why Join Us?
- Flexible Work Culture: Hybrid/Remote options available for the right candidate.
- Competitive Compensation: Comprehensive benefits package including health, dental, and vision.
- Career Growth: Clear pathways for advancement within a stable financial sector.
Responsibilities
- Risk Assessment: Evaluate loan applications and financial statements to determine creditworthiness and risk exposure for new and existing clients.
- Financial Modeling: Build and maintain complex financial models to project cash flows and analyze long-term solvency.
- Compliance Monitoring: Ensure all lending activities adhere to federal and state regulations, including the Truth in Lending Act.
- Data Analysis: Interpret economic trends and market data to provide actionable insights to the credit committee.
- Report Generation: Prepare detailed credit reports and recommendations for management review.
- Client Communication: Collaborate with relationship managers to resolve credit issues and structure deals effectively.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field is required.
- Experience: Minimum of 3-5 years of experience in credit analysis, banking, or commercial lending.
- Technical Skills: Advanced proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and ERP systems (e.g., SAP, Oracle).
- Soft Skills: Exceptional attention to detail and strong analytical problem-solving abilities.
- Communication: Excellent verbal and written communication skills with the ability to present complex data clearly.
- Regulatory Knowledge: Familiarity with underwriting guidelines and banking regulations.