Job Description
Join our dynamic finance team in Phoenix, AZ! We're urgently seeking a detail-oriented Senior Credit Analyst to drive our lending operations. This high-impact role requires financial acumen and risk assessment expertise to support our growing portfolio. Enjoy a collaborative environment with competitive benefits and career advancement opportunities.
Why FinCorp? We offer:
- Industry-leading training and professional development
- Comprehensive health and retirement benefits
- Hybrid work flexibility (3 days in-office)
- Performance-based bonuses
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit recommendations for loan approvals and structuring
- Monitor existing portfolios for compliance with lending policies and regulatory requirements
- Collaborate with sales teams to structure complex credit solutions
- Develop risk mitigation strategies for high-exposure accounts
- Generate detailed credit analysis reports using advanced financial modeling tools
- Stay updated on industry trends and regulatory changes affecting lending practices
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Expert knowledge of GAAP and credit underwriting principles
- Strong analytical skills with attention to detail
- Excellent written/verbal communication abilities
- Series 7 or 63 license preferred
- Experience with credit portfolio management systems