Job Description
Are you a detail-oriented financial professional looking for a challenging and rewarding role? Apex Financial Solutions is currently seeking a Senior Credit Analyst based in Milwaukee, WI. We pride ourselves on offering a remote-friendly work culture, giving you the flexibility to work from home while collaborating with our high-performing team.
In this key position, you will be responsible for evaluating creditworthiness, assessing financial risk, and ensuring compliance with lending regulations. If you are passionate about data analysis and want to make a significant impact on our lending portfolio, we invite you to apply.
Responsibilities
- Conduct thorough analysis of loan applications, financial statements, and credit reports to determine credit risk and eligibility.
- Prepare detailed credit memos and risk assessments for loan committees and senior management review.
- Monitor and maintain a database of credit files, ensuring all documentation is current and accurate.
- Develop and refine credit scoring models and underwriting guidelines to improve portfolio performance.
- Identify early warning signs of delinquency and recommend strategies for risk mitigation.
- Collaborate with sales and underwriting teams to facilitate the loan approval process.
- Ensure strict adherence to all federal, state, and internal compliance standards.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field required.
- Minimum of 3-5 years of experience in credit analysis, underwriting, or risk management.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables, Financial Modeling) and ERP systems.
- Deep knowledge of credit risk principles, banking regulations, and industry best practices.
- Exceptional analytical skills with the ability to interpret complex financial data.
- Strong written and verbal communication skills.
- Self-motivated and able to thrive in a remote-friendly, independent work environment.