Job Description
Join our dynamic finance team as a Senior Credit Analyst in Miami! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks. Equipment provided includes dual monitors, ergonomic workstation, and advanced financial software. Enjoy competitive compensation, comprehensive benefits, and career growth opportunities in Florida's vibrant financial hub.
Responsibilities
- Analyze financial statements, market trends, and industry risks to assess credit applications
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial banking teams on complex credit structures
- Develop risk mitigation strategies and recommend credit limits
- Stay current with regulatory changes and banking policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of cash flow analysis and ratio interpretation
- Excellent written/verbal communication and presentation skills
- Industry certifications (CFA, FRM) preferred
- Multilingual abilities (Spanish/English) highly valued