Job Description
Join our elite finance team at Global Financial Solutions Inc. as a Senior Credit Analyst and drive critical lending decisions in San Diego's thriving financial sector. This immediate hire opportunity offers a competitive salary package, comprehensive benefits, and career growth potential. We're seeking a detail-oriented professional with a proven track record in risk assessment to join our dynamic environment.
Our ideal candidate will evaluate creditworthiness, prepare detailed financial analyses, and collaborate with cross-functional teams to mitigate risk while supporting business growth. If you're ready to make an immediate impact and advance your career in finance, apply today!
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare comprehensive credit reports and recommendations for loan committees
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure complex credit facilities
- Stay updated on regulatory changes affecting credit policies
- Maintain accurate documentation in compliance with internal controls
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Bloomberg, Capital IQ)
- Expertise in analyzing balance sheets, income statements, and cash flow projections
- Knowledge of SEC regulations and GAAP/IFRS standards
- Credit Risk Management Certification (CRCM) or similar designation
- Exceptional analytical skills and attention to detail