Job Description
Are you a detail-oriented financial professional looking for a high-impact career in Glendale, AZ? Apex Financial Solutions is seeking a Senior Credit Analyst to join our dynamic risk management team. We offer a competitive salary package, comprehensive benefits, and a collaborative work environment where your analytical skills will directly influence our financial success.
In this pivotal role, you will be responsible for evaluating creditworthiness, mitigating risk, and ensuring compliance with lending standards. If you are driven by data and want to work for a top-tier financial institution, we want to hear from you.
Why Join Us?
- High Compensation: Earn a competitive salary between $75k and $95k.
- Professional Growth: Access to ongoing training and career advancement opportunities.
- Modern Culture: A supportive team environment focused on innovation and efficiency.
Responsibilities
- Analyze complex financial statements, tax returns, and cash flow data to assess the creditworthiness of applicants.
- Develop and maintain credit scoring models and risk assessment frameworks.
- Prepare comprehensive credit memos and recommendation reports for the loan approval committee.
- Monitor portfolio performance and identify trends or early warning signs of delinquency.
- Ensure strict adherence to company credit policies and regulatory compliance standards.
- Collaborate with underwriting teams to structure deals that balance risk and reward.
Qualifications
- Bachelor’s degree in Finance, Economics, Accounting, or a related field (Master’s degree preferred).
- 3-5+ years of experience in credit analysis, risk management, or commercial lending.
- Strong proficiency in financial modeling and advanced Excel skills (PivotTables, VLOOKUP, Macros).
- In-depth knowledge of financial ratios, cash flow analysis, and credit risk principles.
- Excellent analytical thinking and problem-solving abilities.
- Strong communication skills, with the ability to present complex data to senior management.