Job Description
Are you a detail-oriented financial professional seeking a high-impact opportunity in San Antonio?
San Antonio Financial Group is currently seeking a Senior Credit Analyst to join our elite risk management team. In this pivotal role, you will leverage your expertise in financial modeling and risk assessment to drive lending decisions and protect our portfolio's integrity.
We offer a competitive compensation package, comprehensive benefits, and a collaborative environment where your analytical skills directly influence business growth.
Key Highlights:
- Competitive Base Salary: $85k - $115k DOE
- Comprehensive Health, Dental, and Vision Insurance
- 401(k) Matching and Performance Bonuses
- Professional Development and Certification Support
Join us in shaping the financial future of the region.
Responsibilities
- Conduct comprehensive credit risk assessments and detailed financial statement analysis for corporate and commercial clients.
- Develop and maintain sophisticated financial models to forecast borrower performance and repayment capacity.
- Monitor portfolio performance proactively and identify potential delinquencies or credit deterioration early.
- Prepare detailed credit memos and executive presentations for the Credit Committee.
- Collaborate with underwriting teams to structure complex financing solutions.
- Ensure strict adherence to internal risk policies and regulatory compliance standards.
- Stay updated on industry trends and economic indicators affecting credit risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s degree preferred).
- Minimum of 5 years of progressive experience in credit analysis, underwriting, or financial analysis.
- Proficiency in financial modeling, advanced Excel functions (VLOOKUP, Pivot Tables, Macros), and credit scoring software.
- Strong understanding of banking regulations (Basel III, Dodd-Frank) and risk management principles.
- Excellent verbal and written communication skills for executive reporting.
- Ability to work under pressure and meet tight deadlines in a fast-paced environment.