Job Description
Are you a meticulous financial expert looking for a role that offers the flexibility you deserve? Nordic Credit Group is seeking a Senior Credit Analyst to join our dynamic team in the heart of Seattle. In this pivotal role, you will play a critical part in our lending strategy by evaluating creditworthiness and mitigating risk.
We pride ourselves on a culture that values work-life balance. This position offers flexible working hours and a hybrid model, allowing you to manage your time while delivering top-tier analytical results.
Why Join Us?
- Flexible Schedule: Enjoy a work arrangement that respects your personal time while meeting business needs.
- Competitive Compensation: Earn a competitive salary plus performance bonuses.
- Growth Opportunities: Work with a forward-thinking team in the Pacific Northwest's financial hub.
We are looking for someone who can translate complex financial data into actionable insights. If you are ready to elevate your career in a supportive, modern environment, apply today.
Responsibilities
- Conduct comprehensive credit analysis on loan applications, including financial statement review, ratio analysis, and cash flow assessment.
- Assess borrower risk profiles and make informed, data-driven recommendations for credit approval or denial.
- Monitor the performance of existing loan portfolios and identify early warning signs of default or delinquency.
- Prepare detailed credit memos, risk assessments, and presentations for executive review and board meetings.
- Collaborate with underwriting and sales teams to refine credit policies, procedures, and product offerings.
- Maintain and update internal credit scoring models and databases.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s degree or CFA/CPA certification is a plus).
- 3+ years of professional experience in credit analysis, risk assessment, or commercial lending.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables, Macros) and financial modeling software.
- Excellent analytical skills with the ability to interpret complex financial statements and economic indicators.
- Strong written and verbal communication skills with the ability to present findings to non-technical stakeholders.
- Demonstrated ability to work independently with a flexible schedule and meet strict deadlines.