Job Description
Join our dynamic finance team as a Senior Credit Analyst in Albuquerque! We provide all necessary equipment including high-performance laptops, specialized financial software, and ergonomic workspaces. This role offers competitive compensation, comprehensive benefits, and opportunities for career advancement in a supportive environment.
Responsibilities
- Analyze credit risk for commercial and industrial clients using financial statements and market data
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure credit facilities aligned with risk parameters
- Stay updated on industry trends and regulatory changes affecting credit decisions
- Utilize provided financial modeling tools to forecast cash flow and repayment capacity
- Present findings to credit committees with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software (provided)
- Strong understanding of financial statements, cash flow analysis, and ratio calculations
- Excellent written and verbal communication skills
- Ability to work independently with minimal supervision
- Professional certification (CFA, CRCM) preferred
- Must pass background check and credit check