Job Description
Join our dynamic finance team as a Senior Credit Analyst specializing in equipment financing! We provide all necessary tools including top-tier laptops, dual monitors, and advanced financial software to excel in your role. At Fort Worth Financial Partners, we empower our analysts with cutting-edge technology and comprehensive training to drive impactful credit decisions. Enjoy a collaborative environment where your expertise in risk assessment and financial modeling directly shapes our portfolio's success. Equipment provided includes professional-grade hardware and software licenses – no personal tech required!
Responsibilities
- Analyze complex financial statements and credit applications for equipment financing portfolios
- Prepare detailed risk assessments and credit recommendations for commercial loans
- Utilize provided financial modeling tools to forecast repayment scenarios and cash flows
- Collaborate with sales teams to structure optimal financing solutions for heavy machinery and industrial equipment
- Maintain compliance with regulatory requirements and internal credit policies
- Present credit findings to senior management with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 5+ years of commercial credit analysis experience, preferably in equipment finance
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with advanced Excel functions and financial modeling software (provided)
- Strong understanding of collateral valuation for heavy equipment and industrial assets
- Credit certification (CRCM, CCE, or equivalent) preferred
- Exceptional analytical skills with attention to detail