Job Description
Join our award-winning financial team in El Paso, TX as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support our growing commercial lending division. This hybrid role offers competitive compensation, comprehensive benefits, and opportunities for career advancement in a thriving border economy.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memoranda and recommendations for loan committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay current with industry regulations and economic indicators affecting regional markets
- Maintain accurate documentation in compliance with internal policies and regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or lending
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Strong understanding of GAAP, credit risk frameworks, and SBA lending guidelines
- Exceptional analytical skills with attention to detail and accuracy
- Professional certification (CRCM, CMB, or CFA) highly valued
- Bilingual English/Spanish proficiency required for regional market engagement