Job Description
Join our dynamic finance team as a Senior Credit Analyst and make an immediate impact on our portfolio management strategy. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions for our diverse client base. This is your chance to leverage your analytical skills in a collaborative environment with rapid career growth opportunities.
Responsibilities
- Analyze financial statements, cash flows, and collateral to determine credit risk exposure
- Prepare comprehensive credit reports with detailed recommendations for approval/decline decisions
- Monitor existing portfolios for compliance and early identification of potential delinquencies
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit markets
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Credit certification (CRCM or equivalent) strongly preferred
- Exceptional analytical skills with attention to detail
- Strong communication skills for stakeholder presentations
- Experience with credit scoring models and risk assessment frameworks