Job Description
Join our dynamic finance team as a Senior Credit Analyst with flexible scheduling options! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic decision-making. Enjoy competitive compensation, comprehensive benefits, and the freedom to balance work with life through our customizable hours program. Perfect for candidates seeking career advancement without sacrificing personal commitments.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit recommendations and risk mitigation strategies for portfolio review
- Collaborate with commercial lending teams to structure optimal financing solutions
- Monitor existing credit portfolios and identify early warning indicators of potential defaults
- Develop and maintain automated risk assessment models using Excel and financial software
- Present complex financial findings to executive stakeholders through clear, concise reports
- Ensure compliance with regulatory requirements and internal credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling, risk assessment tools, and Excel
- Strong understanding of GAAP, credit regulations, and industry best practices
- Exceptional analytical skills with attention to detail and accuracy
- Proven ability to interpret complex financial data and communicate insights
- Experience with credit scoring models and portfolio management systems
- Flexible scheduling availability (core hours 10am-3pm with adjustable start/end times)